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In 2025, Medicare will undergo some of the most significant changes in a generation. Changes to Medicare will include a $2,000 limit on out-of-pocket Part D drug costs, an opt-in payment plan, and some potential broad changes in Medicare Advantage plans. Most result from the Inflation Reduction Act.

Medicare Supplemental Insurance, most commonly known as Medigap, helps seniors cover some of the health care costs that their traditional Medicare plans do not. Once you’ve selected a Medigap plan, it’s difficult to change that plan without taking a physical exam and running the risk of being rejected for prior medical conditions