NVY Group

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“What if something happened, could your family still keep the house?”

When you own a home and you’re raising a family, everything changes.

It’s not just about making the mortgage payment each month. It’s about building a future. Creating a stable home. Giving your family roots, and protecting everything you’ve worked so hard for.

But with that responsibility comes questions:

  • What if I get sick or injured and can’t earn income?
  • Would my spouse be able to keep up with the mortgage alone?
  • Could we still afford our home and handle emergencies?
  • Are we just hoping for the best, or are we actually protected?

These are real concerns. And you’re not the only one having them.

The good news? You don’t have to figure it out alone.

👥 Who This Is For

New Homeowners & Young Families

You’ve just bought a home, you’re building your life, and every decision feels big.

We help you:

  • Put mortgage protection in place in case something happens to you
  • Choose affordable term life insurance tied directly to your mortgage balance
  • Create a plan that covers both your home and your future family goals

Parents With Growing Kids

You’re juggling rising costs, school fees, after-school runs, and a never-ending to-do list. Your home is your anchor.

We help you:

  • Make sure your family can keep the house if you’re unable to work
  • Add safety nets for temporary income loss or medical emergencies
  • Set up a protection plan without straining your current budget

Families Supporting Kids and Aging Parents

You’re balancing your children’s needs with caring for aging parents. Your home is the safe haven for everyone.

We help you:

  • Explore mortgage protection with long-term care options
  • Secure critical illness and disability coverage to protect your income
  • Build a legacy plan that keeps your home in the family

You want peace of mind that:

  • Your family could still pay the mortgage if you couldn’t
  • Your kids wouldn’t have to move, switch schools, or lose their routine
  • Your spouse wouldn’t face financial stress or risk losing the home
  • You’ve put smart protection in place so no one has to scramble in crisis

This isn’t about being rich.

It’s about being ready — so your family can keep their home, no matter what life throws your way.

Real Questions We Hear from Families

  • “Do we still need life insurance if we already have a mortgage?”
  • “What happens to the house if I can’t work or something serious happens?”
  • “Can we protect our home and save for other goals?”
  • “We’re not wealthy, can we still secure our mortgage?”
  • “I know we need protection, but where do we even start?”
  •  

This is where NVY Group steps in.

What We Help You With:

Mortgage Protection Plans

  • Term life insurance tailored to your mortgage balance and loan length
  • Coverage that pays off the mortgage if you pass away or face terminal illness
  • Flexible options that grow with your family

Income Protection

  • Disability coverage to help pay the mortgage if you can’t work
  • Critical illness insurance for events like heart attack, cancer, or stroke
  • Plans designed to match your job, income, and risk level

     

Future & Emergency Planning

  • Guidance on setting up tax-smart savings for kids and retirement
  • Options to support elderly parents without dipping into your mortgage fund
  • Tools to plan for the what-ifs — while still living for today

     

 Why Families Trust NVY Group

  • Independent, we work with top-rated insurers, not just one
  • Simple language, no fine print, just honest advice
  • Tailored approach: every plan fits your life, not someone else’s

     

Family-first focus: we care about your home, your peace of mind, and your legacy

 

Indexed Universal Life (IUL) Insurance

  • Build tax-advantaged cash value that can be used for tuition
  • No impact on FAFSA (doesn’t count as an asset like a 529)
  • Doubles as long-term protection for your family

Provides flexibility even if your child doesn’t go to college.

 Tax-Free Savings Plans

  • Customized savings accounts with long-term growth potential
  • Designed to preserve access to grants and aid
  • No strict usage rules like 529 plans
  • Often used alongside or in place of traditional savings tools

 Financial Aid-Friendly Planning

  • Learn how savings, income, and assets affect aid
  • Avoid disqualifying yourself from thousands in potential grants
  • Structure your savings to maximize eligibility and minimize debt

🗓️ Book Your Free Home Protection Call

In this session we’ll cover:

  • What would happen to your mortgage if something happened to you
  • What coverage options fit your goals and budget

How to build a simple protection plan around your home and income

 

Book My Free Mortgage Planning Call

You’ve secured the house. Now let’s secure the life around it.

We look forward to the opportunity to learn about your unique situation and explore how We can help secure your financial future while empowering you with the knowledge to make confident decisions.

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For inquiries regarding our professional consultancy and insurance services, feel free to contact us through the provided channels – we’re here to assist you seamlessly.

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