Most people don’t think about this until it’s too late:
When you can’t work, your bills don’t stop. Rent is due. Groceries need to be bought. The kids still need care. And that emergency savings account? It may not stretch as far as you hoped.
That’s where income protection (also called disability insurance) comes in.
You are your business. No work = no income.
You don’t have an employer to fall back on if something happens. Income protection gives you a financial buffer, so one injury doesn’t wipe out your progress.
You’re juggling everything, school runs, bills, and work.
If you’re the breadwinner (or one of them), losing your income even temporarily could put your whole family under strain. This protection keeps the lights on while you focus on getting better.
When your job is physical, you face higher risks every day. Whether you’re on your feet all day, driving, lifting, or operating machinery, you can’t afford to be sidelined with no backup. We help you get covered based on what you actually do, not just what the paperwork says.
You’ve built a steady income, but have expenses to match. A long-term illness or surgery could drain savings fast. Income protection helps maintain your lifestyle and credit while you recover.
You want to know:
Income protection replaces a portion of your income, usually 60–80%, if you can’t work due to:
Coverage varies, but we help you understand:
At NVY Group, we work with:
We are independent and licensed, which means:
And best of all, our help is free.
Most basic policies cost less than your daily coffee.
Will that cover 3–6 months of missed income and bills and groceries?
So were most people who filed claims last year. Accidents don’t schedule appointments.
Let’s protect your income like you protect everything else.
In our consultation, we’ll:
Whether it’s a few weeks off, or months out of work, you deserve protection.
We’ll make sure you get it, with clarity, and no pressure.
