You want to know:

• Understand how your income streams may support you throughout retirement
• That you can cover your bills, travel a little, and help your kids or grandkids
• That you won’t be blindsided by inflation, taxes, or rising healthcare costs
• That if something happens to you, your spouse will still be okay

You want to feel confident, not confused about the future.

And most of all, you want to understand your options before making big decisions.

Here’s what life starts to feel like:

A well-chosen annuity or income plan, 

• May help provide predictable income amounts, depending on the terms.
• You can better understand how your savings may perform under different scenarios.
• You make informed decisions when you understand your options thoroughly..
• You feel free to enjoy your time, travel, volunteer, or just relax without stress.

That’s not a dream. That’s a retirement plan structured to your circumstances can offer more predictable income and clarity.

You might be thinking:

• “Annuities are confusing, aren’t they full of hidden fees?”
• “What if I lock in and can’t access my money when I need it?”
• “I don’t want to get sold something I don’t understand.”

Those are real, valid concerns. And here’s the truth:

•  Not all annuities are the same
•  Some are too rigid, some too risky, but others are incredibly helpful.

The key is having someone on your side who can explain them clearly, patiently, and honestly.

At NVY Group, we help you understand:

• The difference between fixed, indexed, and variable annuities
• What lifetime income actually means, and how to get it
• How annuities compare to just keeping money in your 401(k)
• What happens if you need to access funds early
• How your annuity fits with Social Security, Medicare, and tax planning

It’s your money. You deserve to understand how it works before you commit to anything.