1.
Family and Dependents
Are you currently employed or self-employed with no guaranteed income replacement plan?
2.
Are you the primary financial provider for your family?
3.
How long could your family sustain their lifestyle without your income?
4.
Debt and Financial Obligations
What is the total amount of your current debts?
5.
Who would manage your financial obligations if you were unable to do so?
6.
Future Goals and Education
What funds have you set up for your family's future goals, like education or retirement?
7.
Current Savings and Emergency Funds
How extensive is your emergency fund?
8.
Estate Planning and Taxes
Have you considered the potential tax implications for your estate and how life insurance could help?
9.
Final Expenses
Have you planned for final expenses such as funeral costs?
10.
Health and Retirement Security
Considering your health and retirement, how prepared are you to support yourself and your family?
